Keratan Akhbar-Teliti Risiko Pelaburan Emas

Elemen penting yang anda perlu ketahui sebagai pelabur, sila baca Q&A pada keratan akhbar di atas.
Setelah membaca, dapat kita simpulkan bahawa pelaburan emas ini juga mempunyai risiko sama seperti saham-saham yang lain. Elemen paling penting yang kita perlu ketahui sebelum melibatkan diri dalam urus niaga emas ialah profil syarikat(organisasi, nyata tapak, sijil), imbuhan kepada pelabur/pengedar(komisyen, bonus, dividen) dan juga item jualan(premium,spread dan ketulenan emas dan perak).

Bank Negara Malaysia telah menyenaraihitamkan senarai kompeni yang berurusan dengan emas dan perak, yakni kompeni yang diragui kesahihan item jualan nya serta operasi yang mengaburi mata pelabur. Hendaklah diingat bahawa TIDAK SEMUA kompeni berdaftar mempunyai operasi yang telus.

Di Gold Silver Resources Sdn Bhd yang bertapak di Shah Alam, anda boleh memulakan perniagaan emas dan perak tanpa ragu.

• Item jualannya adalah tulen, ditandatangani Pentauliah Bebas Logam Berharga yang Sah di Malaysia, malah spread yang terendah ditawarkan kepada pengedar.
• GSR merupakan company berdaftar di bawah Suruhanjaya Syarikat Malaysia. 100% milik bumiputra
• Keuntugan individu bergantung pada usaha masing-masing dan bukannya imbuhan yang dijanjikan oleh pihak syarikat 
• Setiap pengedar mempunyai hak ke atas belian emas yang dibeli dari pihak syarikat secara mutlak kerana ia adalah fizikal. Jadi muamalatnya urusan jual beli adalah HALAL dari segi syariah. 
• Belian balik dari pihak syarikat adalah terjamin dengan harga yang tertinggi. Pengedar mendapat komisyen direct secara cash setelah menggadaikan emas kepada pihak syarikat

Produk Baru - Dinar GSR

Gold Silver Resources kini ada mengeluarkan dinar dengan tema yang unik dan menarik. Dijual dengan harga yang berpatutan , anda mampu memilikinya. Patten Dinar ini disepadukan dengan konsep islamik setanding dengan Dinar Iraq, Dinar Kelantan dan lain-lain. Dinar ini dilindungi oleh transparent casing bagi memelihara estetika limited mintage yakni dalam finished product yang berkilauan yang pasti menambat hati pemiliknya.

PREMIUM & SPREAD

There are several terms need to be understood such as :

-Fiat Money : Since 1971, United States no longer printing monetary(paper money) based on the amount of Gold and Silver available at the central bank.

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-Bull Market : Market trend increment for long term for specific class of investment. Average increment in trend is between 15-20 years. This is the same like keeping Gold and Silver from now, then selling in 15 years onwards will let you enjoy the remarkable profit!

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-Spot Price : Price that is traded in the open market. For Gold and Silver, spot price reflects the price of the natural ore for both type.

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-Premium : Refer to the percentage referred by end buyer to compare the feasibility if buying an asset regarding to capital used, and benefits covered upon the owning on the property, tangible asset such as Gold and Silver.

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-Spread : Refer to the percent in difference between the price of "we sell" and "we buy".

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CASE STUDY

What are the factors need to be considered when buying Gold and Silver??

Spread and Premium............

Both factors need to be determined, facts and figures are the evidence to convince the buyer in buying Gold and Silver. let's go through one by one.

Premium

It is the amount by which the close end fund's market price exceeding the value of its holding. In other words, premium is the cost need to be paid above the normal cost. For instance, I am selling a 1 gram of Vikanda Minted Gold Bar to a buyer. The spot price for the ore mining is RM 150. I keep up the premium for the 1 g bar for 20%. Thus the exceeding price for the gold bar is RM 180. The formula to calculate the premium is given by :

(End price of gold bar per gram - Spot price of gold bar per gram) / Spot price of gold bar per gram X 100%

(Rm180-RM150)/Rm150 X 100%= 20%.

20 percent is considered quite optimum percent of premium. To ensure that customer gains more benefit upon purchasing, the premium should be as low as possible!!

Spread

Spread is actually the percent in difference between we sell and we buy price. We sell here refers to the customer's price. Upon the purchasing, customer is agreed to buy the good according to the indicated we sell price. When the customer no longer need the good and need to sell it back to bank, the bank will buy back the goods according to the current we buy price. We buy price in fact is lower than the we sell price for the purpose of banks profit. To make sure that the customer in a win-win situation, he needs to calculate the spread by using this formula, refer example :

Mr Ng wants to buy a 500 gram of Gold. He refer from the table(updated price) for the we sell price, he saw RM 8500.00 for 50g Vikanda Gold. Looking at the buy back or we buy price, it is Rm 8000.00. He calculate

(we sell - we buy)/we buy X 100%

(RM8500-RM8000) / RM 8000 X 100% = 6.25%

Mr Ng then look at the 50g Kananda Gold, we sell price is RM 8900.00 and the we buy price is Rm 8650.00. He calculate it

(RM8900-Rm8650) / RM8650 X 100% = 2.89 %

For here, you can infer that the price of Vikanda is cheaper upon purchasing compared to Kananda. Although the price of Kananda is a little bit expensive, the spread is lower than Vikanda which is very good!!! Mr Ng supposed to buy Vikanda than Kananda.

In Malaysia, GSR Sdn Bhd is the lowest percent of spread as well as premium compared to other manufacturer. I'm not saying this because this is my company but, I'm afraid that you'll regret in the future for not buying the Gold and Silver from GSR... by that time you'll know which area you are wrong and need to improve.

Afiq Safeeuddin Nordin